James M. Niwinski, CPA, President / Founder

Jim  has over 30+ years experience in insurance brokerage, risk management, tax / finance and internal audit. 

Hazard Risk

  • Property, Plant & Equipment
  • Consequential Loss
  • Third Party Liability
  • Product Liability

Operational Risk

  • Cyber
  • Human Capital
  • Business Process
  • Regulatory


•       Outsourced Risk Management Services
•       Insurance Program Audit/Assessments
•       Risk Identification, Evaluation & Quantification
•       Alternative Risk Financing/Captive Insurance
•       Risk Management & Insurance Process Improvement
•       Temporary or Permanent Risk Management Solutions
•       Global Program Assessment & Implementation
•       Merger, Acquisition, Divestiture Due Diligence
•       Corporate Security Risk Management Reviews
•       Expert Witness


Comprehensive Risk Management support you and your company can trust.

 Strategic Risk USA, Inc. is comprised of an exclusive group of industry professionals with extensive experience. Many or our team serviced or worked for a Fortune 500 company - we bring this experience and talent to you. This experience encompasses enterprise and operational risk management, insurance/risk audits, inventory shortages, loss prevention, investigative assistance, corporate investigations, human resource consulting/training services, insurance and other third party procurement assistance, claims management and other specialty services. With the breadth of experience across multiple disciplines, our consultants bring an integrated approach, encompassing all levels of risk management – domestically and globally.

Example of Risk Exposures

About Us

providing insurance and risk management Services 

since 1982 


Financial Risk

  • Market Risk
  • Credit
  • Interest Rate
  • Liquidity

Strategic Risk

  • Brand Reputation
  • Economic
  • Demographic
  • Political
  • Competition

​​Insurance Brokerage and Risk Management Consulting​​

Since 1982


•      Claims Workflow Efficiency Analysis
•       Claim Close-out & Inventory Reduction
•       TPA Claim Audits
•       Financial Claim Reviews
•       Quality Assessment Claim Reviews
•       Strategic Claims Management Auditing


•      Casualty Loss Control
•      Property Loss Control
•      Employment Practice Training and Evaluation
•      Ergonomic Training and Loss Prevention
•      Inventory Shortage and Loss Mitigation

Risk Management is MORE THAN INSURANCE

He was a Managing Director at Marsh, one of the world’s largest insurance brokerage, a Director of Risk Management for Young & Rubicam and Prudential Financial.  Jim holds a Bachelor of Science degree in Accounting from LaSalle University and he is a CPA.  He holds insurance brokerage licenses in over 40 States (Property/Casualty, Life/Accident & Health).ype your paragraph here.

Over the course of his career, he has managed teams of highly experienced risk management, insurance, claims, loss control engineers and other professionals to significantly reduce the cost and risks large organizations were subject to. With this knowledge, experience and network of professionals, he built and launched Strategic Risk USA to be able to bring those same resources to small to mid-sized enterprises and continue to 500.  His mantra is to bring the risk management resources Wall Street to Main Street and individuals. 

Strategic Risk USA, Inc.


Benefits for you

Experience You Can Trust Your Business With

The diversity of our collective fields of expertise positions us to offer clients a streamlined and comprehensive approach to all risk management related needs via a single point of contact. The depth of our subject matter experts allows us to view any project from a 360 degree vantage point rather than the traditional single focus approach of conventional specialty firms.


02. Access to over 150  insurance companies & our expertise to meet your Specific needs

Though our services are aligned to support the needs of large, fortune 500 companies, our business model is centered around offering services to small and mid-sized companies. Whether on a tactical or strategic basis, through our services, clients have a cost effective means of satisfying all of their risk management objectives - insurance coverage & resources.


03. Flexible Engagements

We offer a wide range of flexible engagements, and understand that clients need fully integrated solutions across multiple disciplines to effectively manage their overall risk program.